Custody Solutions

Digital Asset
Custody at Scale

Two enterprise grade custody models secured by MPC cryptography. Whether your users own their keys or you hold custody on their behalf Finstream has the infrastructure to support both.

What is Digital Asset Custody?

Digital asset custody refers to the safekeeping and management of private keys that control ownership of blockchain based assets. Unlike traditional finance where a bank holds cash or securities digital asset custody requires controlling cryptographic keys. Whoever holds the keys, controls the assets.

Finstream provides two distinct custody models, both secured by MPC cryptography, allowing you to choose the architecture that fits your regulatory requirements, user experience goals, and business model.

MPC advantage: Both models are built on Multi Party Computation, eliminating single key vulnerabilities. Learn how MPC works →

Choose Your Custody Model

Two architectures, one infrastructure platform

📱 Non Custodial

Non Custodial Wallets

Users maintain complete control of their private keys. Finstream's MPC technology splits the key between the user's device and a secure backup neither Finstream nor any third party can access user funds unilaterally.

  • iOS, Android & Web SDKs embed wallets in any app
  • User owns their key share Finstream cannot sign alone
  • Seedless onboarding no 12 word phrases for end users
  • Social recovery restore access via email/biometric
  • Native Web3 & DeFi connectivity out of the box
  • Reduced regulatory burden no custodial licence required
Architecture Non Custodial
User DeviceHolds Key Share A
MPC Signing LayerCooperative computation
Finstream Backup EnclaveHolds Key Share B cannot sign alone
Blockchain50+ networks

Key never reconstructed. User retains sovereignty.

🏭 Direct Custody

Direct Custody Solution

Your business takes custody of customer digital assets at scale. Full operational control with enterprise grade security, configurable policy engines, built in compliance tooling, and insurance coverage all from a single API.

  • Hot, warm & cold wallet tiers for risk segregation
  • Configurable policy engine spend limits, whitelists, approvals
  • AML/KYT compliance via Chainalysis & Elliptic
  • Digital asset insurance through Specie
  • Built in blockchain node infrastructure
  • Full audit logs for SOC 2 & regulatory review
Architecture Direct Custody
Your BusinessCustodian of record
Policy EngineRules, limits, approvals
MPC Vault LayerDistributed key shares + HSMs
Blockchain50+ networks

You control custody. MPC secures the keys.

Hot, Warm & Cold Wallet Tiers

Segregate assets by risk profile using Finstream's tiered wallet architecture

Hot
🔥

Hot Wallets

Always online wallets for high frequency operations. Optimised for throughput ideal for exchanges, payment processors, and automated treasury operations.

Signing speed<100ms
Key locationCloud HSM
ThresholdAutomated / 1 of n
Warm
☀️

Warm Wallets

Partially online with manual approval steps. Security buffer between hot operations and cold storage ideal for settlement and inter wallet sweeps.

Signing speed1 30 seconds
Key locationDistributed HSMs
Threshold2 of 3 MPC
Cold
❄️

Cold Vaults

Maximum security storage for the majority of assets. Geographically distributed key shares and time lock policies for high value reserves.

Signing speedMinutes (by design)
Key locationGeo distributed
Threshold3 of 5 MPC

Everything Included

The full custody infrastructure stack no third party integrations required

⚙️

Policy Engine

Spending limits by wallet or user, address whitelists & blacklists, multi approver workflows, time lock delays, and velocity controls.

🔍

AML / KYT Compliance

Real time transaction monitoring via Chainalysis and Elliptic. Every transaction is risk scored before and after broadcast. Automatic blocking of sanctioned addresses.

🛡️

Digital Asset Insurance

Specie coverage for assets held under custody. Protection against theft, insider threats, and infrastructure failure with limits scaled to your AUC.

🌐

Built in Node Infrastructure

Dedicated blockchain nodes for all 50+ supported networks. No reliance on public RPCs guaranteed uptime and direct chain access.

📈

Staking & Yield

Native staking APIs for Ethereum, Solana, Cosmos, and Polkadot. Liquid staking protocol integrations for maximum capital efficiency.

📄

Audit & Reporting

Immutable audit logs for every key access, signing event, and policy decision. Exportable for SOC 2 Type II review and regulatory reporting.

🔗

50+ Blockchain Support

Bitcoin, Ethereum, Solana, Avalanche, Polygon, BNB Chain, and 45+ more chains from a single unified API and dashboard.

🛠️

REST & WebSocket APIs

Comprehensive REST APIs and real time WebSocket feeds. SDKs for Node.js, Python, Go, and Java.

🏷️

White Label Dashboard

A fully branded custody console deployable under your own domain. Custom theming, user management, and multi team access controls.

Enterprise grade security certifications Every layer of Finstream infrastructure is independently audited and certified
CCSS Level III SOC 2 Type II ISO 27001 NMLS 2066055
$4T+
Transactions Secured
170M+
Wallets Created
1,800+
Organizations Trust Us
50+
Blockchains Supported

Ready to get started?

Choose your custody model or speak with our team

📱

Non Custodial Wallets

Embed MPC secured self custody wallets into your app. Users own their keys you provide the experience. iOS, Android, and Web SDKs available.

Create a Wallet
🏭

Direct Custody Solution

Enterprise custody infrastructure for financial institutions, exchanges, and fintechs. Full control, compliance tooling, and insurance included.

Talk to Sales

Secure your digital assets the right way.

Join 1,800+ organizations already building on Finstream custody infrastructure.